Program Fit

Rental-focused lending built around cash flow, debt coverage, and hold strategy.

DSCR financing for borrowers acquiring or refinancing rental property with a clear hold strategy. The focus is on cash flow, leverage, and asset quality rather than owner-occupant style underwriting.

Cash-flow underwriting

Structured for borrowers acquiring or holding rental properties with a clear debt-service profile.

Investor clarity

The form captures the property story, rent profile, and borrowing entity in one place.

Live Lending Snapshot

Recent lending activity at a glance.

Borrowers can see current AVL volume, deal flow, and performance before applying.

48 Closed loans

Track record numbers refresh from Podio so borrowers see current lending activity instead of stale brochure stats.

$15.17MM Capital deployed

Live historical lending volume supports the proof section on these pages.

67.8% Average LTV

Current leverage profile reinforces how AVL underwrites real borrower opportunities.

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DSCR Loan Form

Share the borrower, property, and deal details below.

Direct intake

Submit one clean deal package.

The clearer the file, the faster AVL Homes can review structure, timing, and fit.

Step 01

Start in the right lane

Each page routes into the matching intake so the review starts with the correct product context.

Step 02

Submit real deal information

Property details, borrower information, and supporting documents move together instead of being chased down later.

Step 03

Move into direct review

Once the file is complete, AVL Homes can evaluate structure, leverage, and readiness without retail-loan drag.

Program fit

Cash-flow underwriting

Structured for borrowers acquiring or holding rental properties with a clear debt-service profile.

Program fit

Investor clarity

The form captures the property story, rent profile, and borrowing entity in one place.

Program fit

Responsive review

Strong rental deals move through a direct review path instead of getting lost in retail-lending process.

DSCR Loan Form

Complete this secure intake to send the request directly into AVL Homes underwriting for this exact program.

About You

If a member of our team sent you here, pick their name so your file goes straight to them.

The Property

Street, city, state, and ZIP
Your best estimate is fine — we verify with an appraisal
Most refinance programs need it OFF the market for at least 30 days
Approximate is fine

Your Loan

The contract price, or your target if not under contract yet
Your approximate mortgage payoff — a ballpark is fine
In months — e.g. 2 years = 24

The Numbers

Actual rent if it's rented — expected rent if not. Leave blank if you don't know; we'll estimate market rent for you.
A good guess is fine — no credit pull happens now
Yearly amount ÷ 12 is fine
Enter 0 if there's no HOA
Put this deal in front of our team. Complete the form with the best information you have, then send it over for direct AVL Homes review.
Program Overview

DSCR Financing

Loans are structured around clear use cases, disciplined execution, and direct underwriting access.

Cash-flow underwriting

Structured for borrowers acquiring or holding rental properties with a clear debt-service profile.

Investor clarity

The form captures the property story, rent profile, and borrowing entity in one place.

Responsive review

Strong rental deals move through a direct review path instead of getting lost in retail-lending process.

States We Lend In

Geographic coverage aligned with the product.

DSCR Coverage

DSCR lending is available across the USA.

Repeat Borrower?

Get pre-qualified once and move faster on the next deal.

Pre-qualification helps returning borrowers shorten future review and stay ready for the next opportunity.

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