Fix and flip, rental, new construction, and transactional funding for operators who need fast answers, direct underwriting, and a lender that actually understands execution risk.
Every program underwritten in-house by operators who have actually built.
Choose the right program and send one complete request with the deal details, borrower information, and capital need.
AVL reviews the package directly, confirms fit, and moves qualified requests forward without a layered committee process.
Once the file is clean, the request moves into terms, closing, and draw management with a direct line back to the team.
Speed, communication, and certainty — the three things every serious investor needs from a lender.
| AVL Homes | Big Banks | Typical HML | |
|---|---|---|---|
| Close Speed | 48 Hours | 30–60 Days | 5–15 Days |
| Loan-to-Cost | 100% | 60–75% | 80–90% |
| Draw Turnaround | 48–72 Hours | 2–4 Weeks | 1–2 Weeks |
| Underwriting | In-House | Committee | Varies |
| Communication | Direct Line | Queue | Varies |
| New Investors | Yes | Rarely | Sometimes |
This short form gives AVL Homes the entity, liquidity, and experience context needed to map you to the right lending path.
Complete it once so future property-specific submissions stay focused on the actual deal instead of rehashing background details.
Start with the right loan program, then submit a complete request so underwriting can move quickly and clearly.
Evaluating a deal before you apply? Get a free acquisition review → · See how we buy and develop real estate →